Social Security Benefit Payment Schedule

Your retirement benefits are paid out based on your birthday. The schedule for the monthly social security benefits payment is below.

Birthdate Payment
1st thru 10th Your benefits are paid on the second Wednesday of the month
11th thru 20th Your benefits are paid on the third Wednesday of the month
21st thru 31st Your benefits are paid on the fourth Wednesday of the month.
NOTE: If you received benefits before May 1997 you continue to receive payments on the 3rd of the month

What If My Payment Falls On A Holiday Or Weekend

If your regularly scheduled Social Security check is due on a weekend or holiday, you will receive it on the preceding business day.

Reporting A Missing Social Security Benefits Payment

If your benefits check ever goes missing, has been stolen or lost it can be replaced, but it could take a long time. Below explains the process for each type of payment method:

If You Receive Payment By Mail

If you normally receive your check by mail, wait three days after the date you normally receive your check before calling. To report a late, missing, or stolen check, contact the social security help center at 1-800-772-1213 (TTY 1-800-325-0778) between 7 a.m. and 7 p.m., Monday through Friday. We strongly urge you to consider using direct deposit for future retirement benefit payments.

If You Receive Payment Through Direct Deposit

If you normally receive your check by direct deposit, report a non-receipt of payment immediately by calling 1-800-772-1213 (TTY 1-800-325-0778) between 7 a.m. and 7 p.m., Monday through Friday.

Emergency Social Security Payments

If by change you have not received your scheduled social security payment due to severe weather or other emergencies, then in most cases you can go to any open Social Security office and request an immediate payment. To search for an open office near you, Social Security Office Locator.

How To Report Misuse Of Your Social Security Number

The Federal Trade Commission (FTC), the nation's consumer protection agency, recommends that you take the following steps if you think someone is misusing your social security number:

  • Step 1: Place a fraud alert on your credit file by contacting one of the three companies:
    Equifax 1-800-525-6285 / Trans Union 1-800-680-7289 / Experian 1-888-397-3742
    The credit agency you contact then will contact the other two, the alert is put on your credit report
  • Step 2: Review your credit report for suspicious inquiries, accounts or debts that you cannot explain
  • Step 3: Close any accounts you know, or believe, have been tampered with or opened fraudulently
  • Step 4: File a report with local police or police in the community where the identity theft took place
  • Step 5: File a complaint with the FTC online or call them at 1-877-438-4338/TTY: 1-866-653-4261